Convert Virgin Money Credit Card Statement to CSV, Excel

Virgin Money Credit Cards & Statement Challenges

Credit card formats we've seen and verified for accuracy.

Synthetic example of a Virgin Money credit card statement

Virgin Australia Velocity High Flyer Credit Card

Credit-card

Virgin Australia Velocity High Flyer Credit Card (AUD)Primary Card (AUD)Virgin Australia Velocity High Flyer Card (AUD)

Common pain points with this format:

Currency Symbols Breaking Numeric Parsing

Virgin Money statements embed currency symbols (e.g., "$1,234.56") directly in amount cells, which breaks numeric parsing in Excel and most CSV importers. We strip these symbols so amounts import as clean numbers.

Currency Symbols Breaking Numeric Parsing

Virgin Money statements embed currency symbols (e.g., "$1,234.56") directly in amount cells, which breaks numeric parsing in Excel and most CSV importers. We strip these symbols so amounts import as clean numbers.

Transactions Split Across Multiple Tables

Virgin Money Australia statements split transactions into separate tables by type (deposits, withdrawals, checks, online transfers, etc.), each with different column layouts. Manually merging these into a single timeline is tedious and error-prone. We combine all tables into one chronological list while preserving transaction type information.

Abbreviated Year in Dates

Virgin Money statements use two-digit years in transaction dates (e.g., "15/03/2025" instead of "15/03/2025"), which can be ambiguous across century boundaries. We automatically expand these to full four-digit years.

Inconsistent Date Formats

These statements use different date formats within the same document (e.g., "30 Jun 2025" for statement dates and "15/03/2025" for transactions), which can cause date parsing errors or silent misinterpretation. We normalize all dates to a consistent format automatically.

Multiple Dates per Transaction

Virgin Money Australia statements show multiple dates per transaction (transaction date, posting date, value date), and it is not always obvious which one to use for bookkeeping. We consistently extract the posting date so your records match your bank balance.

Charges Shown as Negative (Inverted Signs)

The bank's credit card statements use ledger/accounting sign conventions where charges appear as negative amounts and payments as positive. We automatically detect and correct this to standard credit card semantics where charges are debits and payments are credits.

Missing Year in Dates

Virgin Money statements omit the year from transaction dates (e.g., "15/03" instead of "15/03/2025"), which makes it impossible to sort or reconcile without guessing. We infer the correct year from the statement period and surrounding context.

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CSV output for Virgin Money — compatible with Excel, Google Sheets, and accounting software. Learn more →

Excel output for Virgin Money — auto-sized columns with numeric formatting, ready for analysis. Learn more →

QBO-ready output for Virgin Money — compatible with QuickBooks Online and Desktop. Learn more →

Xero-ready output for Virgin Money — CSV formatted for direct Xero import. Learn more →

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