Convert PDF Bank Statements to Xero

Your bank gives you a PDF. Xero wants a CSV with specific columns. Upload your statement, download a Xero-formatted file — Date, Amount, Payee, and Description auto-mapped for one-click import.

68+ banks accuracy-verified99.9% extraction accuracyFree
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Michael DuyvesteijnMichael Duyvesteijn·Last updated: March 22, 2026

Why Is Converting Bank Statements So Painful?

For Personal Use

Your bookkeeper asked you to upload your bank statement to Xero but Xero won't accept a PDF. You tried saving it as CSV somehow and got a mess of text. You just need the transactions in the format Xero actually wants.

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For Small Business

Every month you download PDF statements, manually enter transactions into Xero, and pray you didn't transpose a digit. Two hours per account, three accounts — that's a full day lost to data entry instead of running your business.

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For Accountants & Bookkeepers

You manage 20+ clients on Xero and half their banks don't support direct feeds. Manual CSV formatting for each bank's quirky PDF layout eats into billable hours. You need consistent, Xero-ready CSVs from any bank, any country.

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Coming Soon

PDF upload feature will be available soon

How to Convert Bank Statements to Xero

1

Upload your PDF bank statement

Drag and drop your bank statement PDF or click to browse. Works with any bank worldwide.

2

Download your Xero-compatible CSV

Your transactions are extracted and formatted with Date, Amount, Payee, Description, and Reference columns mapped for Xero.

3

Import into Xero

In Xero, go to Accounting > Bank Accounts > Import a Statement. Upload the CSV and Xero auto-maps the columns.

What Does the Xero Output Look Like?

Your PDF
bank statement PDF before conversion
3 pages
Your Xero

A Xero-compatible CSV file formatted to Xero's import specifications. Date, Amount, Payee, Description, and Reference columns auto-mapped for seamless import — no manual column matching required.

Xero CSV Output
Date:
15/01/2025
-45.99
Amazon.com
ONLINE PURCHASE - AMAZON.COM
TXN-20250115-001
15/01/2025
3,500.00
Acme Corp
SALARY DEPOSIT - ACME CORP
TXN-20250116-002
17/01/2025
-127.50
City Electric
UTILITY PAYMENT - ELECTRIC CO
TXN-20250117-003
18/01/2025
-200.00
ATM #3847
ATM WITHDRAWAL
TXN-20250118-004
19/01/2025
500.00
Own Account
TRANSFER FROM SAVINGS
TXN-20250119-005

What Each Field Means in Your Bank Statement Xero CSV

Date*
Transaction date (required)
Amount*
+for money in, −for money out
Payee
Extracted payee name
Description
Full transaction description
Reference
Check numbers, refs, etc.

How to Import Bank Statements into Xero

  1. In Xero, go to AccountingBank Accounts
  2. Select the account you want to import into
  3. Click "Import a Statement"
  4. Upload your converted CSV file
  5. Xero auto-maps columns (Date, Amount, Description) — confirm and click Import

See Xero's official documentation on importing CSV bank statements.

Why Choose Bankstatemently for Bank Statement Conversion?

Dual-engine verificationtwo independent extraction engines (AI + rule-based) cross-validate every transaction. Errors surface automatically.

Balance reconciliationextracted totals are verified against your statement's declared balances using decimal-precision arithmetic.

68+ banks verifiedaccuracy is continuously measured via apublic benchmarking framework using field-level scoring.

Any bank, any countryworks with major institutions, regional banks, credit unions, and digital banks worldwide. No configuration needed.

Need a Different Format Than Xero?

We also support:

Bank Statement to Xero Converter — FAQs

Upload your PDF to Bankstatemently and download a Xero-formatted CSV. In Xero, go to Accounting > Bank Accounts > select your account > Import a Statement. Xero auto-maps the columns and imports your transactions. Works with 68+ verified banks.

Start Converting Bank Statements to Xero — Free

No credit card required · Works with any bank · Download in seconds

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