How Accurate is BCA Credit Card Statement Conversion?

BCA credit card statements are accuracy-verified in our system—we've tested the format and built custom templates to handle formatting challenges, including transactions split across multiple tables and missing year in dates. We use the same benchmarking framework that achieved 99.9%+ accuracy on our DBS statement test.

Which BCA Credit Cards Are Supported?

We currently support BCA personal cards (Mastercard Tiket). Can't find your card type? Upload any credit card statement PDF — our system processes all standard formats. We handle statement cycles, opening/closing balance verification, rewards points summaries, and multi-currency transactions.

How Do I Import BCA Credit Card Statements into Xero?

After converting your BCA credit card statement, select Xero as the export format and choose the date format matching your Xero organization (DD/MM/YYYY, MM/DD/YYYY, or YYYY/MM/DD). In Xero, go to Accounting > Bank Accounts > Import a Statement. The CSV columns (Date, Amount, Payee, Description, Reference) auto-map to Xero's import fields.

What Export Formats Are Available for BCA Credit Card Statements?

BCA credit card statements can be exported to CSV (universal, works with Excel and Google Sheets), Excel (XLSX with formatted tables and auto-sized columns), QBO (direct QuickBooks import via OFX format), and Xero CSV (with date format matching your Xero org). Each format supports three data modes: Enhanced (bank columns with your formatting), Original (exact PDF layout), and Normalized (standardized columns across all banks).

BCA Indonesia Credit Card Statement to CSV & Excel

Coming Soon

PDF upload feature will be available soon

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How to Convert BCA Credit Card Statements

Upload Your BCA Credit Card Statement

Drag and drop your credit card statement PDF (e.g., Mastercard Tiket) into the upload zone.

Automatic Processing & Categorization

Our dual-engine system (AI + deterministic rules) extracts your credit card transactions, then applies bank-specific validation to categorize purchases, payments, fees, and interest charges accurately.

Download as CSV, Excel, QBO or Xero

Get production-ready CSV, Excel, QBO, or Xero files with categorized transactions, compatible with Accurate Online, Jurnal by Mekari, Xero. No manual cleanup needed.

BCA Credit Cards & Statement Challenges

Credit card formats we've seen and verified for accuracy.

Synthetic example of a BCA credit card statement

Mastercard Tiket

Credit-card

Mastercard Tiket (IDR)

Common pain points with this format:

Transactions Split Across Multiple Tables

BCA statements split transactions into separate tables by type (deposits, withdrawals, checks, online transfers, etc.), each with different column layouts. Manually merging these into a single timeline is tedious and error-prone. We combine all tables into one chronological list while preserving transaction type information.

Missing Year in Dates

Bank Central Asia statements omit the year from transaction dates (e.g., "15/03" instead of "15/03/2025"), which makes it impossible to sort or reconcile without guessing. We infer the correct year from the statement period and surrounding context.

Multiple Dates per Transaction

PT Bank Central Asia Tbk statements show multiple dates per transaction (transaction date, posting date, value date), and it is not always obvious which one to use for bookkeeping. We consistently extract the posting date so your records match your bank balance.

Currency Symbols Breaking Numeric Parsing

These statements embed currency symbols (e.g., "$1,234.56") directly in amount cells, which breaks numeric parsing in Excel and most CSV importers. We strip these symbols so amounts import as clean numbers.

Currency Only Shown in Column Header

BCA statements display the currency symbol only in the column header, not with each amount. We track the currency context throughout the statement to ensure all amounts are properly labeled with the correct currency.

Blank Dates for Same-Day Transactions

The bank's statements only print the date on the first transaction of each day — the rest have blank date cells. If you paste this into a spreadsheet, most rows will have no date at all. We automatically fill in the missing dates from context.

Charges Shown as Negative (Inverted Signs)

Bank Central Asia credit card statements use ledger/accounting sign conventions where charges appear as negative amounts and payments as positive. We automatically detect and correct this to standard credit card semantics where charges are debits and payments are credits.

CSV output for BCA — compatible with Excel, Google Sheets, and accounting software. Learn more →

Convert BCA Credit Card Statement Now

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Frequently Asked Questions

Converting BCA credit card statements is simple: (1) Upload your credit card statement PDF to Bankstatemently, (2) Our dual-engine system automatically processes it with BCA-specific validation, (3) Download as CSV, Excel, QBO for QuickBooks, or Xero-ready CSV — with purchases, payments, and fees categorized. Processing time varies by statement length—typically around 20 seconds per page.