银行对账单解析基准测试

首个用于衡量银行对账单提取准确度的开放基准测试。15 份合成对账单、36 个解析挑战、覆盖 12 个国家,分为 3 个难度等级。

发布日期: March 15, 2026
·
Last updated: August 5, 2026
·查看各商业工具的得分
15
对账单
36
挑战
12
国家
3
难度等级
Bankstatemently Open Benchmark — Featured on Product Hunt

快速开始

三步即可开始。

1. 下载一份对账单
curl -O https://bankstatemently.com/benchmark/statements/bsb-001-statement.pdf
2. 用您的工具解析
your-parser bsb-001-statement.pdf > result.json
3. 提交评分
HASH=$(shasum -a 256 bsb-001-statement.pdf | cut -d' ' -f1)
curl -X POST https://api.bankstatemently.com/v1/benchmark/evaluate \
  -H "Content-Type: application/json" \
  -H "X-API-Key: your-api-key" \
  -d "{\"contentHash\": \"$HASH\", \"transactions\": $(cat result.json)}"

为什么银行对账单解析很难

真实的银行对账单包含数十种格式怪癖,足以让朴素的解析器失效。

Layout & Structure

Missing Year in Dates

Statements omit the year from transaction dates (e.g., "03/15" instead of "03/15/2025"), which makes it impossible to sort or reconcile without guessing.

出现在 4 份对账单中
Layout & Structure

Blank Dates for Same-Day Transactions

Statements only print the date on the first transaction of each day — the rest have blank date cells.

出现在 1 份对账单中
Amounts & Currency

Plus/Minus Sign After the Amount

Statements place the plus or minus sign after the amount (e.g., "123.45-" instead of "-123.45").

出现在 1 份对账单中
Amounts & Currency

Currency Symbols Breaking Numeric Parsing

Statements embed currency symbols (e.g., "$1,234.56") directly in amount cells, which breaks numeric parsing in Excel and most CSV importers.

出现在 2 份对账单中
Layout & Structure

No Visible Table Lines or Borders

Statements sometimes lack clear row or column lines.

出现在 1 份对账单中
Layout & Structure

Separate Credit & Debit Columns

Statements use separate Credit and Debit columns in some formats, while others use a single Amount column with signs.

出现在 10 份对账单中
Document Quality

Page Headers & Footers Mixed with Data

Page headers and footers contain bank logos, page numbers, and disclaimers that can interfere with transaction extraction.

出现在 1 份对账单中
Document Quality

No Selectable Text (Scanned PDF)

Statements are often image-based PDFs with no selectable text, so copy-paste and standard PDF extractors return nothing useful.

出现在 3 份对账单中

数据集

bsb-001Straits Capital (Singapore))于 2026-08-11 重新发布。 Reissued to fix a benchmark-generator reproducibility bug (non-deterministic PDF metadata: creation date, embedded font-subset tags, image object ordering). Printed content and every ground-truth answer are unchanged. 原始 PDF sha256: 7f96da7316b2b540f2f8ecfc4151cd242a501be3ed84204a15bfbbe3c355531b. 已被替代为: 8a5b0e296d5d9ffaccfe6e8d99e0b52f7f60db76db54132c8c9ce6b8cbd52720. 内容未发生变化 — 针对原始 PDF 生成的解析结果或分数仍然有效,但曾以已被替代的哈希值为键。请重新以新哈希值为键,无需重新解析。

bsb-002Liberty National (United States))于 2026-08-11 重新发布。 Reissued to fix a benchmark-generator reproducibility bug (non-deterministic PDF metadata: creation date, embedded font-subset tags, image object ordering). Printed content and every ground-truth answer are unchanged. 原始 PDF sha256: f9947911a399ff0ccb7e8afde6e3380e3f7a1f61a5809b68022ce0b9ba449b06. 已被替代为: 7632b2a50b3ab172e18f03ea110241660c220a4ef738bbfb683eba4cccbbc324. 内容未发生变化 — 针对原始 PDF 生成的解析结果或分数仍然有效,但曾以已被替代的哈希值为键。请重新以新哈希值为键,无需重新解析。

bsb-003Continental Trust (Netherlands))于 2026-08-11 重新发布。 Reissued to fix a benchmark-generator reproducibility bug (non-deterministic PDF metadata: creation date, embedded font-subset tags, image object ordering). Printed content and every ground-truth answer are unchanged. 原始 PDF sha256: d605ff5e2c803f531c18d295354f135017c56082538f41e53d6c37452604a566. 已被替代为: 4bad73296bdbcf7142b62c8af421527f88d1d3a6865617e9fea48e6f51c704a1. 内容未发生变化 — 针对原始 PDF 生成的解析结果或分数仍然有效,但曾以已被替代的哈希值为键。请重新以新哈希值为键,无需重新解析。

bsb-004Silk Road Banking (Hong Kong))于 2026-08-07 重新发布。 Reissued to correct errors in the original statement. The second account is now denominated in USD, with a disclosed FX rate. 原始 PDF sha256: e93cacdb23195adefdf13ef4ba9528f55454c6fb2dc83624fe9c5077c5bc6455. 已被替代为: 522f8c9c92cb567580ffca4ac5ff9d4caea7d831764671de0ab8ae0878e513c2. 针对原始 PDF 生成的解析结果或分数不可比较。请对重新发布的 PDF 重新解析。

bsb-004Silk Road Banking (Hong Kong))于 2026-08-11 重新发布。 Reissued to fix the same generator reproducibility bug as the other released statements, plus a generator fix to how ground-truth account identity is derived: the account name no longer bakes in the account number, which lets a parser that correctly componentizes the printed heading exact-match cross-engine. Printed content (including the heading) is unchanged. 原始 PDF sha256: 522f8c9c92cb567580ffca4ac5ff9d4caea7d831764671de0ab8ae0878e513c2. 已被替代为: 0a4201b0e1a9c9ed834a2dce898a97ef8bac2b959ae6e3eb041c59328e0b19d1. 内容未发生变化 — 针对原始 PDF 生成的解析结果或分数仍然有效,但曾以已被替代的哈希值为键。请重新以新哈希值为键,无需重新解析。

bsb-005Harbour Bank (Canada))于 2026-08-11 重新发布。 Reissued to fix a benchmark-generator reproducibility bug (non-deterministic PDF metadata: creation date, embedded font-subset tags, image object ordering). Printed content and every ground-truth answer are unchanged. 原始 PDF sha256: 01a26c767b9488e45b358b329e2c9ea3d9fba05878a1963da06fde899827debb. 已被替代为: 8919aa5abdb06d377898e5cc78751661fcc80a25a89a477af49ceb0f0d7fe143. 内容未发生变化 — 针对原始 PDF 生成的解析结果或分数仍然有效,但曾以已被替代的哈希值为键。请重新以新哈希值为键,无需重新解析。

bsb-001Straits Capital (Singapore))于 2026-08-14 重新发布。 Reissued to fix account numbers that were previously a static, non-random digit string shared by every synthetic statement for that banking tag. Account numbers now come from a country-keyed format table (#4931). 原始 PDF sha256: 8a5b0e296d5d9ffaccfe6e8d99e0b52f7f60db76db54132c8c9ce6b8cbd52720. 已被替代为: d3d5071b90a33272f31bab5c5660d78b2ae29d2c6e1720477f5e8b167f73e843. 针对原始 PDF 生成的解析结果或分数不可比较。请对重新发布的 PDF 重新解析。

bsb-002Liberty National (United States))于 2026-08-14 重新发布。 Reissued to fix account numbers that were previously a static, non-random digit string shared by every synthetic statement for that banking tag. Account numbers now come from a country-keyed format table (#4931). 原始 PDF sha256: 7632b2a50b3ab172e18f03ea110241660c220a4ef738bbfb683eba4cccbbc324. 已被替代为: 3700a073ac1262173cbabbd5667cd3a59e04cf0b14e3a865ae25ce21089ab97d. 针对原始 PDF 生成的解析结果或分数不可比较。请对重新发布的 PDF 重新解析。

bsb-003Continental Trust (Netherlands))于 2026-08-14 重新发布。 Reissued to fix the account number: NL is an IBAN country, but the old template randomized a two-letter "country code" instead of emitting NL's literal IBAN prefix, and the checksum was never a valid ISO 7064 mod-97-10 IBAN check digit. Account numbers now come from a country-keyed format table that emits a real, check-digit-valid IBAN for NL (#4931). 原始 PDF sha256: 4bad73296bdbcf7142b62c8af421527f88d1d3a6865617e9fea48e6f51c704a1. 已被替代为: 4945bcda107e6d7845850e728b90c4dba1cb11de5a13356b0794df349e5527c2. 针对原始 PDF 生成的解析结果或分数不可比较。请对重新发布的 PDF 重新解析。

bsb-004Silk Road Banking (Hong Kong))于 2026-08-14 重新发布。 Reissued to fix account numbers that were previously a static, non-random digit string shared by every synthetic statement for that banking tag. Hong Kong has no single documented national account-number scheme, so the new generic digit format is honestly noted as such rather than citing a fabricated standard. Account numbers now come from a country-keyed format table (#4931). 原始 PDF sha256: 0a4201b0e1a9c9ed834a2dce898a97ef8bac2b959ae6e3eb041c59328e0b19d1. 已被替代为: 67a5b862696fc06e675db53867be6fcc71a4ecc13998193e8b45e2cd63371051. 针对原始 PDF 生成的解析结果或分数不可比较。请对重新发布的 PDF 重新解析。

bsb-005Harbour Bank (Canada))于 2026-08-14 重新发布。 Reissued to fix the account number: Canada has no IBAN, but the old template printed a French IBAN (inherited from the base `fr.json` dictionary — format was keyed by language, not jurisdiction). Account numbers are now keyed by country, so `fr-CA` prints Canada's 5-digit-transit + 3-digit-institution + 7-digit-account format instead of France's IBAN (#4931). 原始 PDF sha256: 8919aa5abdb06d377898e5cc78751661fcc80a25a89a477af49ceb0f0d7fe143. 已被替代为: a5cc2a7d210bc657c55b44ac159c5d10b2d71553f3646ce17a64051f918fd960. 针对原始 PDF 生成的解析结果或分数不可比较。请对重新发布的 PDF 重新解析。

中等5 份对账单

Liberty National Bank
bsb-006Liberty National Bank
MXMX银行对账单1
30 笔交易4 项挑战
即将推出
Continental Trust
bsb-007Continental Trust
CACA信用卡1
25 笔交易3 项挑战
即将推出
Southern Cross Financial
bsb-008Southern Cross Financial
AUAU银行对账单1
30 笔交易5 项挑战
即将推出
Harbour Bank
bsb-009Harbour Bank
GBGB银行对账单1
35 笔交易6 项挑战
即将推出
Straits Capital
bsb-010Straits Capital
ININ银行对账单27
500 笔交易6 项挑战
即将推出

高级5 份对账单

Southern Cross Financial
bsb-011Southern Cross Financial
HKHK银行对账单3
35 笔交易6 项挑战
即将推出
Straits Capital
bsb-012Straits Capital
SGSG信用卡1
31 笔交易6 项挑战
即将推出
Silk Road Banking
bsb-013Silk Road Banking
KZKZ银行对账单3
35 笔交易5 项挑战
即将推出
Silk Road Banking
bsb-014Silk Road Banking
THTH银行对账单1
28 笔交易5 项挑战
即将推出
Southern Cross Financial
bsb-015Southern Cross Financial
MYMY信用卡1
20 笔交易7 项挑战
即将推出

评分方式

您的解析器输出
Bankstatemently 评估器
准确度分数

您的分数从两个维度衡量 — 与我们用来 独立测试商业转换器的框架相同.

提取准确度

将日期、金额、描述和余额逐字段与真实数据比对。

对账单完整性

余额核对、总计验证,以及整份对账单的逐行对齐。

常见问题

银行对账单解析基准测试是一套带有已知真实数据的标准化银行对账单数据集,可用于衡量解析器从 PDF 银行对账单中提取交易、日期、金额和余额的准确程度。我们的基准测试包含 15 份合成对账单,覆盖 12 个国家的 36 项不同的解析挑战。

面向开发者

下载数据集,接入评估 API,为您的解析器打分。

面向评估解析器的团队

查看您当前方案的表现,或用您自己的对账单试用 Bankstatemently。

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