常見的US對帳單挑戰
我們尚未處理過PayPal 銀行對帳單，但根據我們已處理過的其他美國銀行對帳單，以下是我們常處理的挑戰：
Running Balance Cross-Check
許多美國銀行 statements include a running balance column that most converters ignore. Without validating it, missing or duplicate transactions go undetected. We extract this balance and cross-check it against opening/closing balances to ensure every transaction is accounted for.
發現於 Addition Financial, Bank of America，以及其他 10 項
Separate Credit & Debit Columns
許多美國銀行 statements use separate Credit and Debit columns in some formats, while others use a single Amount column with signs. Treating one layout like the other leads to wrong amounts or flipped signs. We automatically detect which layout is used and normalize the output.
發現於 Addition Financial, BankUnited，以及其他 5 項
Missing Year in Dates
許多美國銀行 statements omit the year from transaction dates (e.g., "03/15" instead of "03/15/2025"), which makes it impossible to sort or reconcile without guessing. We infer the correct year from the statement period and surrounding context.
發現於 American Express, Bank of America，以及其他 15 項
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